A long-term family protection membership. For a modest yearly contribution, your nominee receives ₹5,00,000 support in the event of your passing.
"Protecting families with the dignity they deserve — across every state of India."
Every figure here represents a verified family enrolled, a claim honored, or a rupee disbursed — audited quarterly and published in our transparency reports.
We built this for ordinary families who deserve dignity and security — not paperwork and small print. Every rupee is governed with institutional rigor.
Direct, guaranteed financial support to your family in the event of your passing before age 70 — disbursed without deductions, by a dedicated officer.
₹5,500/year or ₹2,550 half-yearly. No hidden charges — ever.
Built around real Indian household realities. Human-first claims.
Predictable, long-term protection that grows with your household.
Printable card, QR-based verification, transparent claim record at every step.
A registered social protection initiative built on seva, integrity and institutional governance.
Cited as a model social protection initiative.
Atal Suraksha Kavach is an initiative of the Atal Foundation India — a registered social welfare organization dedicated to dignified protection for working families.
Operated under Indian Trust Act with annual audited disclosures.
Decisions reviewed by a 9-member board including community elders.
Surplus revenue is reinvested into member assistance and family welfare.
The path to long-term security is simple, dignified, and entirely transparent. No fine print. No surprises.
Read full manualComplete the secure digital application with your basic family information.
Designate your beneficiary and confirm identity through Aadhaar or PAN.
Pay yearly or half-yearly to activate your membership. No charges before activation.
Stay enrolled for the 10-year term. We send timely renewal reminders.
Your nominee receives the full ₹5,00,000 benefit upon an eligible claim.
Behind every certificate is a household, a kitchen, an evening conversation. We honor that with quiet, dignified protection.
"Now I sleep peacefully knowing she is taken care of."
No tiers, no fine print upgrades, no surprise add-ons. Every member receives the full protection package.
A side-by-side look at how Atal Suraksha Kavach compares with conventional family insurance products.
Every member receives a printed membership card with a unique QR identity, foundation seal, and tamper-evident emboss — alongside its digital twin in your dashboard.
For every ₹100 contributed by members, this is exactly how the foundation deploys the funds — audited annually, published publicly.
Both plans deliver identical institutional protection. Pick the rhythm that fits your household's budget.
Lower per-payment amount, paid twice a year. Same protection, gentler cadence.
Pay once a year. The cadence most members choose for simplicity and savings on processing.
"When my husband passed, the foundation came to our doorstep within a week. No paperwork battles. Just dignity."
"Joining Atal Suraksha Kavach gave my family peace of mind I couldn't put a price on. We sleep better at night."
"The process was simple and the team was patient with all my questions. Truly seva, not service."
"Affordable for our household. We registered both of us in the same week. No agent pressure, no jargon."
"I am a school teacher. The half-yearly payment fits my budget perfectly. Highly recommended."
"After my father's sudden passing, the foundation contacted us within 48 hours. The support cheque came in 6 days."
"Most insurance companies treated me like a number. Here, I am treated like family. Big difference."
"Transparent annual reports are sent every year. I see exactly where my money goes. This is rare in India."
"Joining Atal Suraksha Kavach gave my family peace of mind I couldn't put a price on. We sleep better at night."
"The process was simple and the team was patient with all my questions. Truly seva, not service."
"Affordable for our household. We registered both of us in the same week. No agent pressure, no jargon."
"I am a school teacher. The half-yearly payment fits my budget perfectly. Highly recommended."
"After my father's sudden passing, the foundation contacted us within 48 hours. The support cheque came in 6 days."
"Most insurance companies treated me like a number. Here, I am treated like family. Big difference."
"Transparent annual reports are sent every year. I see exactly where my money goes. This is rare in India."
"I enrolled my parents and my brother. The family enrolment process was very kind and considerate."
"The digital member card is beautiful and feels premium. My nominee has full access on her phone."
"10-year commitment felt scary at first. The locked-in pricing is honestly the best decision I've made."
"When my husband passed, the foundation came to our doorstep. No paperwork battles. Just dignity."
"My village has 14 members now. We meet at the panchayat once a year with the foundation team."
"I am 52. They explained the eligibility clearly without any pressure. Got registered without medical tests."
"As a small business owner, this is the only protection plan I could understand without a lawyer."
"I enrolled my parents and my brother. The family enrolment process was very kind and considerate."
"The digital member card is beautiful and feels premium. My nominee has full access on her phone."
"10-year commitment felt scary at first. The locked-in pricing is honestly the best decision I've made."
"When my husband passed, the foundation came to our doorstep. No paperwork battles. Just dignity."
"My village has 14 members now. We meet at the panchayat once a year with the foundation team."
"I am 52. They explained the eligibility clearly without any pressure. Got registered without medical tests."
"As a small business owner, this is the only protection plan I could understand without a lawyer."
From the foothills of Himachal to the coast of Kerala — our members live in metros, towns, and villages. Wherever your family is, the foundation reaches.
Two contribution cadences. Identical ₹5,00,000 benefit. Choose what fits your household — switch anytime at renewal.
Every year a milestone. Every member, a name we know. This is what the journey looks like.
Welcome kit dispatched. Digital member card available within 24 hours. Your nominee is informed of their role.
Audited transparency report delivered to your inbox. Renewal reminder with full disclosure.
You join 50,000+ members protecting their families. Anniversary gold seal added to your card.
Loyalty acknowledgment certificate. Priority claim processing tier unlocked for your nominee.
Access to extended advisory services. Foundation visits enrolled in your district annually.
Honorary lifetime fellowship of Atal Foundation India. Your contribution memorialised in the register.
In 2019, I watched my closest friend's family lose their home within ninety days of his passing. There was no fraud. No tragedy of mismanagement. Just the quiet, ordinary failure of a system that asks too much of grieving people.
We started Atal Suraksha Kavach for the families who were one phone call away from losing everything. Not for the wealthy. Not for the insured. For the ninety-two crore Indians for whom insurance has always felt like a foreign language spoken by men in tall buildings.
Our promise is small and sacred: a ten-year covenant, a transparent ledger, and a cheque your family will not have to chase. This is not a product. This is a hand held out across time.
Anything not covered here? Our team is one call away — and we never use jargon.
Talk to usRegistration is free. You only pay when you're ready to activate your membership.
